DAVE SAYS: Is mortgage disability insurance a gimmick?

Dear Dave,If someone is following your plan, is it a good idea to get mortgage disability insurance during Baby Step 2?Craig Dear Craig,No, it is not. Mortgage disability insurance is a gimmick, and I would never recommend it to anyone.I think I know where you’re going with this. During Baby Step 1, I encourage people to save up and set aside a beginner emergency fund of $1,000. Baby Step […]