Thomas E. Williams II
(850) 258-8670
[email protected]
Emerald Coast Living

Complete the Home Loan Application

Completing the Home Loan Application

You will need to fill out home loan application forms from your lender in order to get a mortgage. Then again, if the lender has already pre-approved your loan, you may have already completed this step. In effect, your lender will use the information on the application to decide if you are a good loan candidate and to decide how much money they will let you borrow.

Documents you need to provide with your home loan application

You’ll need to provide your mortgage broker with copies of the financial information you collected in step one – Begin the Mortgage Application Process. They’ll need documents from everyone listed on the loan. This may include:

In addition, after you’ve found the home you want to buy and are ready to move forward, you’ll need to provide a copy of the home purchase contract. This contract should be signed by you and the seller.

As they review your application, it’s not unusual for the lender to request additional documents. Therefore, make sure you return your mortgage broker’s calls promptly. As a result, this will keep the application process moving forward.

What Should I Do Next?

Do you have questions about how to buy a new home on Florida’s Gulf Coast?

Call Thomas Williams at (850) 258-8670 or contact us online.

We specialize in homes, condos, waterfront properties, golf course homes, foreclosures, commercial real estate, new home construction and property developments. Our service areas encompass prestigious coastal communities in Northwest Florida. This includes Destin, Rosemary Beach, Seaside, Watercolor, Watersound, and Alys Beach. It also includes Panama City Beach, Pensacola Beach, Fort Walton Beach, Okaloosa Island, Navarre Beach, and Santa Rosa Beach. In addition, we serve other popular communities like Niceville and Freeport. They retain the old Florida feel and are close to the beach, bay, and rivers. Learn more about Florida’s Emerald Coast.